Four Simple Strategies You Can Use Right Now To Get The Best Auto Insurance Coverage Downtown Toronto and in the GTA

Hi, my name is Tracey Pether, insurance specialist at Pether Insurance & Financial Services Inc. This month’s article focuses on four simple strategies that could save you hundreds of dollars a year when shopping for auto insurance in the GTA.
Feel free to contact our downtown Toronto location at 416-304-0196 for a free no obligation auto insurance quote. We are available 24/7 call in or walk in. Rest assured, my team and I will work to provide you with best coverage to meet your needs while looking for every discount available to save you money on your auto insurance today!
If you own a car, you need auto insurance. Before you purchase your auto insurance policy I recommend researching the different insurance plans available to help determine the policy that best meets your needs in Toronto.  There is a lot to know and every person uses a different strategy when determining the plan best suited for them. Here are four helpful strategies that can assist you when trying to make the right choice for auto insurance in Toronto Ontario:

  • Strategy # 1:When you are looking to buy a car the first thing to consider is the type of vehicleyou want. If you like the small, sporty cars, your premium will likely be higher than a four door sedan. That's because insurance premiums are based on a number of factors, the price you paid for the car is important, however, the cost to repair the car in the event of a claim is also very important. It is best to call your insurance company to compare the cost of insurance for the top 3 vehicles you are interested in so you are able to compare the cost of insurance prior to buying your car.

  • Strategy #2: Bundling! Most insurance companies offer discounts for insuring multiple vehicles with them. In addition, you will see a substantial savings if you insure both your car(s) and renters/condo/home with the same company.

  • Strategy #3:You may be able to save money on auto insurance by taking advantage of various discounts offered by insurance companies. Lower risk drivers often receive lower rates, so if you are older, married, have a clean driving record, park your car in a private garage or have snow tires, you may be able to save money! Check with your insurance company to see if you are receiving all the discounts you are eligible for.
  • Strategy #4: If you have an older vehicle you may want to consider removing comprehensive coverage to save money on your auto insurance. Comprehensive coverage is protection against physical damage such as vandalism, theft, or fire. However, it is important to remember in the event that one of these losses should occur you would then be responsible for the cost to repair or replace your car.


As I mentioned earlier in this article, everyone who owns a car needs to buy quality auto insurance. When shopping around for an auto insurance policy, it is important to educate yourself on the different types of policies available so that you can choose wisely and make a good decision.
Rest assured, my team and I will be looking for every discount we can offer you right now to get the best coverage on your auto insurance.
My team and I have over 53 combined years’ experience helping individuals and businesses with their insurance needs in Ontario.  We are an insurance office that is dedicated to providing personal service and value. We work to build solutions for our customers that fulfill today's needs and tomorrow's dreams. We accomplish this as your trusted partner delivering long-term value to our customers.

Our Specialty is Auto Insurance:
  • Auto Insurance, Car Insurance Toronto, Vehicle Insurance, Motorcycle Insurance, Business Auto Insurance, Commercial Auto Insurance, Snowmobile Insurance and ATV Insurance
In addition to Auto Insurance, my highly experienced team and I can help you;
Protect your personal property and business property:
  • Renters Insurance, Tenant Insurance, Landlord Insurance, Home Owner Insurance, House Insurance, Condo Insurance, Condominium Insurance, Business Insurance and Commercial Insurance

We focus on providing a professional, unique and fun experience with integrity, honesty and pride in all that we do.  Call Pether Insurance and Financial Services Inc. TODAY to inquire about additional discounts.
Our Auto Insurance Office Location:
207 Adelaide Street East
Suite 102, Toronto, ON  M5A 1M8
Phone: 416-304-0196
Toll Free:1-866-464-9930
Our Google + Business Listing Page:   Auto Insurance Toronto ON


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