Hi, my
name is Amit, Credit Counsellor at Credit Management Services. We are an
Ontario Based firm with a professional and dedicated staff of government certified counsellors that
provide result driven solutions and answers to almost every financial problem!
My team and I provide services for debt consolidation and settlement, mortgage
loans and real estate to consumers since 2003.
This
month’s article focuses on warning signs of unmanageable debt in Toronto and
GTA. Recognising these warning signs of financial difficulty is an important
step toward recovery. But living in denial can prevent you from dealing with
the debt that needs attention right now.
At
Credit Management Services,
we can help you find a plan that really works for you.We fight on your behalf not the creditors to provide you and your love
ones the best financial solution so you can manage your debt easily.
Here
are 5 great helpful signs that indicate that you are carrying unmanageable debts in Toronto
and Greater Toronto Area:
1. Making minimum payments
only - this is the most common and overlooked
sign. You have credit card and loan owing but you can only manage to come up
with the minimum payment. What that means is that you are stuck withthe debt
for the next 10-15 or even 20 years while paying thousands of dollars in
interest charges.
2. Relying on overdraft - you have an overdraft facility on your bank account and you
are using it in a way that your account is almost always in negative except for
the pay day. In this way you are always paying overdraft fee to the bank and
there is something definitely wrong with your budget and your debts.
3. Using payday loans - you have resorted to pay day loans for cash. This can be the
worst form of loan because of the high interest payment that it comes with. It
also means that all your other debt accounts have dried up and now you are
running even faster towards financial disaster.
4. Considering taking second
job - you are not able to cope up with your
debt payments and thinking of working extra hours just for that. Not only are
giving up a precious part of your personal life but also your hard earned money
for unmanageable financial problems.
5. Credit card debt is more
than the limit - There comes a time when
your balance is more than the credit limit. That might be due to missed
payments or high interest rates. But one thing it surely indicates is that the
debt has gone beyond your means to repay.
Look
for these warning signs of financial trouble, and contact us to seek debt
recovery help sooner rather than later. At Credit Management Services, we have
legal options to help you get rid of your debts. Our qualified professionals
will discuss with you all the options to find out what’s best for you. Give us
a call or visit our website - www.cmsgroup.ca for quick assessment form and
regain the much needed financial freedom. Help is just a few clicks away.
We offer FREE
professional consultation for new and existing clients in Toronto and
GTA. We work hard to get the least possible monthly installment for you.
We can help you with Bankruptcy. Please contact us now to
get started to save time and valuable resources:We have 5 locations in Toronto and Greater Toronto Area to serve you
better
Credit Management Services
970 Lawrence Ave W, Suite#105, M6A 3B6
416-780-1020
Credit Management Services
3025 Huronatrio St, Suite#300, L5A 2H1
416-780-1020
3025 Huronatrio St, Suite#300, L5A 2H1
416-780-1020
Credit Management Services
60 Atlantic Ave, Suite#200, M6K 1X9
416-780-1020
60 Atlantic Ave, Suite#200, M6K 1X9
416-780-1020
Credit Management Services
County Court Blvd &Hurontario, L6Y
416-780-1020
County Court Blvd &Hurontario, L6Y
416-780-1020
Website:www.cmsgroup.ca
Our Google + business listing pages:
Toronto | Downtown Toronto | Scarborough | Mississauga
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